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National Savings Schemes Rates revised; Check new 2024 update here

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ISLAMABAD – Central Directorate of National Savings revised rates of return on several of National Savings Schemes, with surge touching up to 24 basis points.

The tweaks in rates come after three back-to-back downward revisions in the last couple of months.

The rate of return on Behbood Certificates saw uptick of 24 basis points, and the new rate hovers at 15.60pc. Special Savings Certificates witness a 20 basis point surge, with the interest rate now standing at 15.80pc.

Investors in Special Term Savings Certificates will get a little less benefit with 76 basis point drop, with the interest rate now sitting at 19pc.

National Savings Schemes Rates 2024

Scheme Current Rate Previous Rate Change (bps)
Special Saving Certificate 15.80% 15.60% +20
Short Term Savings Certificates 19.00% 19.76% -76
Defence Savings Certificate 14.40% 14.40% 0
Regular Income Certificate 14.76% 14.64% +12
Saving Account Rate 20.50% 20.50% 0
Pensioners Benefit Account 15.60% 15.36% +24
Behbood Saving Certificate 15.60% 15.36% +24
Shuhda Family Welfare Account 15.60% 15.36% +24
Sarwa Islamic Term Account 18.54% 18.54% 0
Sarwa Islamic Saving Account 20.50% 20.50% 0

For Pensioners, there was 24 basis point increase in the rate of return on Benefits Accounts, now at 15.60pc. Similarly, the rate of profit on Shuhada Family Welfare Account has been aligned with Welfare Certificates at 15.60pc.

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