KARACHI – Pakistani government revised the increase in profit rates for National Savings schemes, providing improved returns for investors across different savings instruments. The revision includes an overall increase of 1% to 2.20%, effective from May 26.
The revised profit rates are expected to benefit investors seeking stable, fixed-income opportunities. With improved returns across key savings instruments, National Savings schemes continue to remain a popular choice for low-risk investment in the country.
New Profit Rates
Profit rates across various National Savings schemes have been increased by 1% to 2.20%. The revised rates will come into effect from May 26.
| Schemes | Profit Rate |
|---|---|
| Special Savings Schemes | 11.6% |
| Regular Income Certificates | 11.82% |
| Bahbood and Pension Schemes | 12% (unchanged) |
Earlier, the government also revised returns on Bahbood Savings Certificates linked with investments up to Rs 200,000, setting the profit rate at 12.96%.
Monthly Profit
- An investment of Rs 100,000 generates around Rs 1,080 per month
- An investment of Rs 200,000 generates around Rs 2,160 per month
Defence Savings Certificates latest profit rate on Rs500,000 investment

