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Analysing risk of investment
Investment is crucial for the startup of any business. Without investment, we cannot earn profits or maximize wealth. However, there is always risk associated with investment. Many businesses fail because they do not understand the underlying risks, and sometimes they fail due to improper risk analysis. Although risk cannot be eliminated, it can be reduced through critical analysis.
Risk and return on investment are related to each other. Riskier investments often have higher returns, which is why many people are attracted to them. However, this increases the chances of default. Gradual increases in return are better than simultaneous high returns. Nowadays, we observe that the younger generation is less risk-averse and more inclined to take risks compared to the older generation.
For successful investment and proper business flow, we should avoid unnecessary risks and uncertainties, opting for authentic sources of capital, equity financing and credible sources of debt financing to create an attractive capital structure. This approach makes it easier to find shareholders.
By following this strategy, businesses can expand both domestically and internationally. A strong capital structure attracts foreign direct investment, facilitating international expansion. This international recognition also serves as a form of diversification by location. Diversification of asset allocation within the business model is another method to minimize risk. Therefore, use your investment efficiently to achieve effective results at minimal cost through creative ideas and effective management.
SAHIBA RAJPUT
Naushahro Feroze
AI: Key to
climate resilience
As the world grapples with the devastating impact of climate change, a new weapon has emerged in the fight against this global threat: Artificial Intelligence (AI). With its ability to process vast amounts of data, predict future climatic events and optimize energy use, AI holds the key to unlocking a sustainable future.
In the realm of climate dynamics, AI algorithms can analyze complex data sets, forecast weather patterns and predict extreme events with unprecedented accuracy. This enables scientists to better understand climate variations and anticipate future changes, allowing for more effective mitigation strategies. For instance, AI can help scientists understand the intricacies of ocean currents, atmospheric circulation patterns and ice sheet dynamics, providing valuable insight into the complex processes that drive climate change.
Moreover, AI can optimize energy use in various sectors, reducing greenhouse gas emissions and mitigating the effects of global warming. In the energy sector, AI can optimize energy consumption patterns, predict energy demand and optimize the integration of renewable energy sources into the grid. This can lead to significant reduction in energy waste and greenhouse gas emissions. In agriculture, AI can optimize irrigation and fertilization, reducing water and chemical use.
GULAB UMID
Turbat
Labour’s win
The recent British general election resulted in a resounding victory for the Labour Party, securing over 400 seats in the House of Commons, marking the Conservative Party’s worst defeat in its long history. This outcome clearly indicates that the UK electorate sought a change in government and a new Prime Minister after nearly 14 years of Conservative rule.
The voters’ rejection of the Conservative Party can be attributed to several key issues inadequately addressed, including economic inequality, the declining state of healthcare services, and the high cost of living. In contrast, the Labour Party has promised to implement a progressive agenda focused on investing in public services, transitioning to clean energy, and promoting social justice.
Now, it is crucial for the Labour Party to turn its electoral promises into tangible outcomes and maintain the trust of the voters who have placed their faith in them.
ZAIMAL ARIF
Turbat
Box letter
Chess origins
Chess is one of the most ancient, intellectual and cultural games, with a combination of sport, scientific thinking and elements of art. As an affordable and inclusive activity, it can be exercised anywhere and played by all, across the barriers of language, age, gender, physical ability or social status. It is an immensely complex game, which is the basis for its enjoyment. It includes many unique pieces with specific moving patterns and numerous rules and scenarios that keep it fresh and interesting. This complexity promotes fairness, inclusion and mutual respect, contributing to an atmosphere of tolerance and understanding among peoples and nations. Chess traces its origins to the ancient Indian game ‘Chaturanga,’ flourishing around the 6th century. Meaning ‘four divisions,’ ‘Chaturanga’ was a precursor to modern chess, featuring military divisions on a 64-square board. While its exact origins are mysterious, evidence suggests ‘Chaturanga’ was pivotal, laying the strategic and foundational groundwork for today’s game of chess. Chess teaches us the value of learning a skill, the challenge of competing and the joy of winning. It is believed to have originated in northern India over a thousand years ago. It was known as “chaturanga” and gradually spread to Persia, where it became ‘shatranj’.
JUBEL D’CRUZ
Mumbai
