HBL debit ATM Card replacement fee update for November 2025

Hbl Debit Cards Annual Charges Update For 2025 Atm Card Fee

KARACHI – Habib Bank Limited (HBL) has announced updated replacement fees for its range of debit and ATM cards for the period of July-December 2025.

The bank has outlined the charges for the replacement of various cards, which include both local and international payment network options.

HBL Debit Cards List

PayPak Chip Debit Card

Visa Chip Debit Card

MasterCard Standard Debit Card

MasterCard Gold Debit Card

MasterCard Business Classic Debit Card

UnionPay Chip Debit Card

UnionPay Chip Gold Debit Card

Visa Chip USD Debit Card

MasterCard Titanium Debit Card

MasterCard World Debit Card

MasterCard Business World Debit Card

HBL Card Replacement

A replacement for your HBL ATM or debit card may be necessary in a variety of situations.

If your HBL ATM card is lost or stolen, it’s important to get a replacement immediately to prevent any unauthorized transactions.

Over time, your card may become damaged due to regular use. This could result in the card not working properly in ATMs or POS terminals. If your card is physically damaged (such as having a cracked chip or worn-out magnetic strip), you will need to get a replacement to ensure it functions properly.

HBL ATM cards have an expiry date, typically printed on the front of the card. When your card expires, you will need to request a replacement to continue accessing your accounts and using your card for transactions.

If you have changed your name or personal information (such as your address), you may need to replace your card to reflect the updated details.