ISLAMABAD – Major development for savers as National Savings announced revised profit rates on its popular savings schemes to take effect from November 4.
According to official notification, the new rates encourage more people to invest in secure, government-backed schemes. Here’s the full breakdown of the updated profit rates.
Savings Scheme Rates 2025
| Savings Scheme | Profit Rate |
|---|---|
| Defence Savings Certificates | 11.3 |
| Behbood, Pensioner, and Shaheed Family Accounts | 12.72 (highest) |
| Regular Income Certificates | 10.92 |
| Special Savings Certificates and Accounts | 10.60 |
| Short-Term Investment and Savings Certificates | 10.44 |
| Savings Accounts | 9.50 (unchanged) |
| Shariah-compliant (Islamic) Savings Accounts | 9.92 (unchanged) |
These revisions mark an exciting opportunity for both new and existing investors to maximize returns on their savings. The enhanced rates, especially for Behbood, Pensioner, and Shaheed Family Accounts, reflect the government’s commitment to supporting families and retirees.

Investors are encouraged to visit their nearest National Savings centers or check the official website for more information on the revised rates and scheme details.
With these updates, National Savings continues to offer secure, high-yield investment options for everyone.
Behbood, Defence Savings Certificates updated profit rates form August 2025




















