KARACHI – Habib Bank Limited (HBL) has announced updated replacement fees for its range of debit and ATM cards for the period of July-December 2025.
The bank has outlined the charges for the replacement of various cards, which include both local and international payment network options.
HBL Debit Cards List
PayPak Chip Debit Card
Visa Chip Debit Card
MasterCard Standard Debit Card
MasterCard Gold Debit Card
MasterCard Business Classic Debit Card
UnionPay Chip Debit Card
UnionPay Chip Gold Debit Card
Visa Chip USD Debit Card
MasterCard Titanium Debit Card
MasterCard World Debit Card
MasterCard Business World Debit Card
HBL Card Replacement
A replacement for your HBL ATM or debit card may be necessary in a variety of situations.
If your HBL ATM card is lost or stolen, it’s important to get a replacement immediately to prevent any unauthorized transactions.
Over time, your card may become damaged due to regular use. This could result in the card not working properly in ATMs or POS terminals. If your card is physically damaged (such as having a cracked chip or worn-out magnetic strip), you will need to get a replacement to ensure it functions properly.
HBL ATM cards have an expiry date, typically printed on the front of the card. When your card expires, you will need to request a replacement to continue accessing your accounts and using your card for transactions.
If you have changed your name or personal information (such as your address), you may need to replace your card to reflect the updated details.
HBL Debit Card Replacement Fee for 2025
The fees for card replacements are as follows:
PayPak Chip Debit Card – Rs. 600
Visa Chip Debit Card – Rs. 850
MasterCard Standard Debit Card – Rs. 850
MasterCard Gold Debit Card – Rs. 1,200
MasterCard Business Classic Debit Card – Rs. 1,000
UnionPay Chip Debit Card – Rs. 850
UnionPay Chip Gold Debit Card – Rs. 1,000
Visa Chip USD Debit Card – US$ 5
MasterCard Titanium Debit Card – Rs. 700
MasterCard World Debit Card – Rs. 2,000
MasterCard Business World Debit Card – Rs. 2,500
