ISLAMABAD – Prime Minister’s Apna Ghar Programme has crossed the Rs100 billion milestone in housing loan disbursements, marking significant progress in the government’s affordable housing financing initiative.
According to figures released by the Ministry of Finance, the programme had disbursed Rs104 billion through 17,697 housing loans as of October 30, 2026.
The ministry stated that a total of 220,715 applications had been received under the scheme, of which 90,405 had been approved, involving financing worth Rs533 billion. The approval rate currently stands at 41 percent.
The programme has also recorded substantial growth in financing activity since June 2026. Housing loan disbursements increased by 404 percent, rising from Rs21 billion to Rs104 billion.
Similarly, financing approvals grew by 269 percent, climbing from Rs144 billion to Rs533 billion during the same period.
Launched six months ago, the initiative aims to improve access to affordable housing finance and help more Pakistani families achieve homeownership.
The Ministry of Finance described the progress as an important step towards promoting financial inclusion and encouraging economic activity through the construction sector.
The ministry also acknowledged the contributions of the State Bank of Pakistan, Pakistan Banks’ Association, participating commercial banks and the Ministry of Housing and Works in implementing the programme.


















