ISLAMABAD – The National Savings Centre or Qaumi Bachat Bank offers monthly profit on Behbood Savings Certificates to the investors.
The directorate lastly revised the profit rates in November 2025 and they are still applicable in December 2025.
The Pakistani government launched the Behbood Certificates in 2003 keeping in view the difficulties faced by widows and the elderly as it offers monthly profit at reasonable rate.
These certificates are considered are one of most attractive investment categories for this group of people in Pakistan as it offers monthly profits.
In 2004, the scheme was extended to disabled persons and special minors with disability through their guardians.
The Behbood Savings Certificates are available in the denominations of Rs5, 000, Rs10,000, Rs50,000, Rs 100,000, Rs500,000 and Rs1,000,000.
BSCs Investment Limit
A single person can make a maximum investment of Rs7.5 million while the joint investors can make an investment of Rs15 million for the period of 10 years.
Behbood Savings Certificates Profit Rate
The government has fixed the profit rates on Behbood Savings Certificates at 12.72 percent. It means the people can earn monthly profit of Rs1,060 on investment of Rs100,000 each.
Updated Profit on Rs2 Million Investment
If you purchase Behbood certificates worth Rs2 million, the per month profit will be Rs21,200 per month.
