UBL and other commercial banks charge annual fees on debit and credit cards to generate steady revenue stream, helping cover the costs of offering and maintaining card services.
These annual fees also enable banks to segment customers, with premium cards offering more benefits for higher fees. Additionally, they help cover operational costs like customer service, fraud protection, and technology upgrades, and encourage card usage by ensuring cardholders get value through rewards.
The multinational commercial bank with a customer base of over 1crore provides variety of innovative and exciting cards, allowing customers to use them according to their preferences.
UBL ATM Card Annual Fees for July -Dec 2024
| Cards | Basic (Annual/Issuance Fee) | Supplementary (Annual Fee) | Replacement Fee |
|---|---|---|---|
| UBL VISA Premium Debit Card | Rs2,600 | Rs1,400 | Rs1,700 |
| UBL VISA Premium Plus Debit Card | Rs3,500 | Rs2,400 | Rs1,800 |
| UBL Premium Debit Mastercard | Rs2,600 | Rs1,400 | Rs1,700 |
| UBL UnionPay Debit Card | Rs2,300 | Rs1,400 | Rs1,700 |
| UBL Pay Pak Debit Card | Rs1,900 | Rs1100 | Rs1,700 |
